Borrow money to finance your business
As an entrepreneur, do you want to borrow money for a new company, product or service? Or are you looking for (working) capital for your existing company? Many plans do not get off the ground, because banks no longer lend money to companies. However, there is a good alternative: crowdfunding. At Capital adjusted we call this bank-free financing .
With bank-free financing, you are interested in investors to invest in your company, product or service. Both parties benefit from it. You have your capital and your investors receive a higher interest rate than at the bank. Bank-free financing is therefore a simple and effective way to borrow money for your company.
What loan types do we offer?
In addition to the usual annuity loans , Capital adjusted also offers linear loans for entrepreneurs. This preference can be indicated when submitting a financing application. If desired, a temporary repayment-free period can also be built in for both loan forms, whereby only interest is paid monthly.
If material collateral has been pledged to the loan, such as, for example, a mortgage registration, a conclusion can also be added to the loan. The assessment of the financing application must show which loan form & repayment capacity best suits the business plan and the purpose of the financing.
Read Also : Can I borrow or receive business capital as a (starting) self-employed person?
With this, Capital adjusted aims to be able to offer entrepreneurs an optimal loan structure, taking into account a good risk and return ratio for investors.
What can capital do for my business?
Capital adjusted brings entrepreneurs and investors together. By putting your financing request online, you can raise your (starting) capital and realize your dream. Through our platform, both private and corporate investors can invest money in your business project. As soon as the target amount has been reached, you can start!
How quickly will my company have its required capital?
Capital adjusted has more than 5,000 active investors who are responsible for the successful financing of more than 500 projects. Projects at Capital adjusted must be financed within 60 days. However, the current average lead time for these projects is 15 days. You can usually get started very quickly with the borrowed money for your company.
Borrow money for your business; The gamerules
- The financing you request is a minimum of € 25,000 and a maximum of € 2,500,000.
- Experts assess your financing application. They test your project based on the information you provide. Important questions in this assessment are: is the relationship between risk and return realistic? And is the proposed repayment term feasible? We only accept well-founded financing applications. Check our acceptance policy here .
- You repay the loan amount within a period of 6 to a maximum of 120 months.
- Create here . an account
- Indicate for which idea you want to request capital. You do this with a well-substantiated business plan that you upload together with your application.
- You will receive a response from us within 2 working days.
- Has your idea been accepted? Then it will be on our website within 5 working days. Of course you can also count on practical marketing advice to bring your plan to the attention of the public.
- Investors are looking for profitable projects. Get in touch with them.
- Investors can contribute amounts of at least €100. Payment is made via iDeal or bank transfer to Stichting Derdengelden GoCredible.
- The maximum posting time for a project on our platform is 60 days. You must have collected the requested capital in full within that time. If not, the investors will get their amount refunded.
- Creating an account is completely free.
- For the assessment of your financing application you pay a one-off, low amount of € 395,- excluding VAT.
- If your application fits within our acceptance policy, we will charge you € 350 excluding VAT to publish the project. This allows you to reach more than 10,000 potential investors and other parties associated with Capital adjusted.
- If the target amount has been achieved, you will pay a one-off “Custom” success fee from 2% on the final amount to be paid out (with a minimum of € 2,000). The success fee partly depends on the eventual risk profile that is assigned to the project. This success fee is deducted from the amount to be paid out.
- With current financing, in addition to the interest and/or repayment, monthly administration costs of € 0.25 per investor in the project will be collected.
As an entrepreneur, you no longer have to worry about the administrative process. Capital adjusted will arrange that for you. You ensure a timely monthly repayment to the Stichting Derdengelden GoCredible via direct debit. Easy Cash Loan transfers the funds to your investors.
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