Astra Life Launches Flexi Hospital & Surgical Health Insurance


The Covid-19 pandemic, which has begun to subside, does not necessarily prevent people from various health risks. In fact, activities that gradually return to solid often make us careless to maintain a healthy lifestyle. Therefore, to ensure that you have health protection, it is necessary to anticipate.

In line with this, PT Asuransi Jiwa Astra (Astra Life) launched Flexi Hospital & Surgical Protection (Flexi Hospital & Surgical) which is a pure health insurance that provides benefits for hospital care and other costs according to the bill with an inpatient room class of up to IDR 2 million. per day, cashless facilities, and affordable premiums.

“We strive to always present products and services that are relevant to the current condition of society. One of our efforts in responding to the community's needs for complete, affordable and easy health insurance is by presenting Flexi Hospital & Surgical, a digital health insurance that provides health protection benefits according to hospital bills with cashless facilities and very affordable premiums for the community, "said President Director of Astra Life Windawati Tjahjadi, Monday (13/6).

In detail, Flexi Hospital & Surgical provides room and accommodation benefits of up to IDR 2 million per day, intensive care room benefits, surgery cost benefits, doctor visit benefits, various hospital care benefits, BPJS Health daily benefits, ambulance fee benefits, treatment cost benefits before and after hospitalization, emergency outpatient benefits, emergency dental outpatient benefits, to outpatient cancer treatment cost benefits and dialysis treatment cost benefits according to the bill.

Flexi Hospital & Surgical is also equipped with cashless facilities with e-cards that can be used at the best partner hospitals in Indonesia. This product, which is distributed through Astra Life's official e-commerce website, ilovelife.co.id, is available with affordable premiums starting from Rp. 100 thousand/month, the coverage period starts from one year and can be automatically extended until the insured reaches the age of 70 years. In addition, customers can also enjoy medical check-up facilities at the end of the policy every 2 years, multiples apply.

The launch of Flexi Hospital & Surgical, continued Windawati, is a form of Astra Life's support in expanding its product range and providing easy access to healthcare for various levels of society. This is in line with the business roadmap launched by the Indonesian Life Insurance Association (AAJI) in 2022 to promote customer centricity, customer protection, and digital experience. “We hope that the various benefits offered by Flexi Hospital & Surgical can help the community to have health protection according to their needs and abilities and make hospital bills lighter. The launch of this product is also a form of our innovation so that people can continue to love life.” added Windawati. 

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