MAG Insurance is a provider general insurance with a variety of insurance products that you can choose according to your needs. Read more about this insurance, starting from the product, how to buy it, to how to claim it.
What is MAG Insurance?
Asuransi Multi Artha Guna or abbreviated MAG is a general insurance company that was founded in Surabaya, East Java in 1980. As a general insurance service provider, MAG, which was originally established under the auspices of the Panin Group, offers a number of insurance products, such as:
- Car insurance
- Health Insurance
- Personal accident insurance
- Travel insurance
- Property insurance
Currently, Multi Artha Guna Insurance is also cooperating with a company from Singapore, namely Redshield Co. Ltd. to market various insurance products, especially health insurance.
MAG Insurance Products and Benefits
MAG offers a number of insurance products called MAGNA. Well, here are the most popular types of insurance products:
1. MAGNA Car Insurance
MAGNA Car Insurance is intended for you private car owners who want to protect your favorite vehicle from various risks. The protection guarantees offered by product car insurance this include:
- Crash
- Theft
- Fire
- Struck by lightning
If your car is damaged as a result of the things above, the insurance company will compensate for the losses incurred by 75 percent.
2. MAGNA Health Insurance
MAGNA Health Insurance is a product designed to guarantee health protection for its participants. The protection in question is in the form of outpatient or inpatient care.
In addition, just like products health insurance from a number providers of other insurance , MAGNA Sehat Insurance has flexibility in terms of claims, which can be cashless and reimbursement.
This insurance is suitable for company owners who want to provide health insurance facilities to their employees.
3. MAGNA Property Insurance
For property owners, be it shop houses, apartments, factories, hospitals, and factories, MAG Insurance offers a guarantee of protection through a product called MAGNA Properti Insurance. The coverage of this property insurance covers damage caused by:
- Fire
- Struck by lightning
- Earthquake
- Flood
4. MAGNA Travel Insurance
Well, for those of you who like to travel, be it domestic or international travel, this insurance also has products travel insurance , namely:
MAGNA Domestic Travel Insurance
This insurance policy guarantees protection against risks that may occur when you travel in the domestic area, such as accidents, medical expenses, travel documents, and so on.
The insurance benefits provided reach Rp. 12.5 million with a maximum coverage of medical expenses of 50 percent.
MAGNA International Travel Insurance
Meanwhile, for those of you who often travel abroad, you can choose MAGNA Wisata International insurance which will provide coverage of up to US$ 50 thousand. The risks covered by this product include accidents, money protection, lost baggage, travel delays, and so on.
Advantages of MAG Insurance
There are a number of advantages that Multi Artha Guna Insurance has. You can take these advantages into consideration when you want to choose insurance for yourself and your family.
The advantages in question are as follows:
- 24-hour call center at (021) 2929 9999.
- Flexibility of paying insurance premiums
- The payment system can be cashless and reimbursement
- Extensive network of partner workshops
- Extensive network of partner hospitals
- There are various premium options so that it can be adjusted to your needs and financial capabilities
- Outpatient and inpatient coverage
- You can submit a claim for car insurance online
- Digital-based claims survey for Jakarta, Tangerang, and Bekasi areas
Requirements to Become a MAG Insurance Participant
To be able to buy MAG insurance products, there are a number of requirements that you must fulfill, which are as follows:
- 21-55 years old (adult)
- 15 days to 25 years old (child)
- Participants over 50 years old can only take plan C, unless they want to do an extension
- Attach a personal identity document (KTP/SIM/Passport)
- Attach a photocopy of NPWP and Family Card (only for family health insurance registration)
- Attach a personal health report
- Fill out the insurance registration form
MAG Insurance Premium Price
The premium price for Multi Artha Guna Insurance may vary, depending on the following factors:
- Selected insurance product
- Profile of the policyholder or the insured (age, occupation, gender, medical history, etc.)
- Type and value of assets to be insured
- Scope of benefits
How to Buy MAG Insurance
How to buy Multi Artha Guna insurance can be through:
- MAG official website
- Insurance agent
- Come directly to the branch or head office
How to Pay MAG Insurance Premium
As an insurance participant, you are obligated to pay premiums in accordance with predetermined conditions. There are several choices of payment methods for Multi Artha Guna insurance premiums, namely:
- Car debit account
- Auto debet kartu kredit
- Virtual Account
- Bank transfer
How to Claim MAG Insurance
How to claim MAG Insurance is basically the same as other insurance, namely:
- Submit an insurance claim
- Fill out the insurance application form
- Attach related documents (diagnosis results, letter of loss, etc.)
- Waiting for the verification process by the insurance company
- Funds will be transferred to the insured's account if the claim submission is approved
Make sure you complete these documents before submitting a claim so that everything goes smoothly.
How to Stop MAG Insurance
If you are currently a participant of MAG insurance and intend to quit for one reason or another, then you can apply for insurance policy closure with the following conditions:
- Contact the call center, insurance agent, or come directly to the branch office. Then, convey your wish to close the policy
- Fill in the application form for closing the policy
- Attach a number of required documents such as a claim submission letter, insurance card, identity card, proof of premium payment, and other requirements
That's the information about Multi Artha Guna Insurance that you need to know. How, are you interested in using this insurance to protect yourself and your beloved family? Hopefully useful, yes!
EmoticonEmoticon