Scenario: uncontrolled inflation directly impacts the increase in delinquency

Although expectations about the resumption of the economy and control of the pandemic are increasingly promising, it takes caution and time to know, in fact, what the coming months have in store for us.


The fact is that, for 2022 in particular, experts already point to some concerns due to specific factors, such as uncertainty about the impacts of the new variant of the disease and uncontrolled inflation, still far from an ideal perspective.

And it is precisely on this topic that we will address in our article, highlighting the main economic risks expected for 2022, but also bringing tips and viable solutions on how to deal with this scenario with more efficiency and stability.

Shall we check?

After all, what do experts warn about uncontrolled inflation and other risks in 2022?

According to an interview with the president of Febraban (Brazilian Federation of Banks), the meager results of the national economy are a cause for concern and jeopardize the resumption of significant growth in the country in the coming years.

In addition, he highlights some immediate challenges that must be taken into account in the current scenario, especially the emergence of a new variant of the disease and the persistence of high interest rates.

In this last item, the increase from 2% to the current 9.5% contributes to further slowing down the pace of production in the country and, in addition, to increasing default levels, which are already at worrying levels in the market.

And what can your company do to deal with such a scenario?

While there are no exact definitions of uncontrolled inflation, much less certainties about the future of the pandemic, organizations are left to seek strategic solutions to keep their business up to date with more security and financial stability.

And one of these possibilities refers to an increasingly growing solution on the market: the so -called Credit Insurance !

In practice, it is a type of policy, which guarantees the reimbursement of installment sales values ​​in the event of customer default.

In other words, Credit Insurance is a solution that allows your company to continue selling and granting credit to its partners, with the guarantee of receiving the amounts, even if there is a delay or lack of payment.

Therefore, Credit Insurance emerges as a strategic alternative in times of such economic uncertainties and high risk of default in the market.

In summary, this is a small overview of the current economic scenario and some of the main perspectives around the risks and insecurities of the market, highlighting factors such as uncontrolled inflation and uncertainties about the future of the pandemic, which reinforces the importance of strategies and alternatives that provide more financial stability, such as Credit Insurance.

And if you want to know more and how to guarantee this for your business, be sure to talk to one of our experts and learn about the differentials that Easy Cash Loan Credit Insurance can add. 

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