A credit commits you and must be repaid. Check your repayment capacity before you commit
Is the The Newbie loan for me?
- I need money for my business project , maximum: €12,000.
- Banks are unlikely to finance my project.
- A person around me, who believes in my project, is ready to vouch for my loan, up to 50% of the amount borrowed.
- I am self-employed, micro-entrepreneur, employee, looking for work, student, recipient of social minima, retired… In short, whatever my situation!
- I make an appointment by chat or phone in one of Adie's 180 agencies to apply for funding.
- On D-Day, I bring all the documents to present my project:
- Proof of income
- Last 3 personal and professional bank account statements (if I am already active)
- ID
- Driving license (for the purchase / repair of a vehicle)
- I get my answer within 10 days . Once my file has been accepted, the money is released within 48 hours and transferred to my account.
- Amount: up to €12,000
- Repayment period: from 6 to 48 months
- Possibility to defer the 1st payment for a maximum of 3 months
- Rate: 8.47% (fixed rate)
- Solidarity contribution: 5% of the amount of the credit to participate in the operation of The Newbie and allow other people to be financed.
I borrow €6,000 for the purchase of equipment and I choose to repay my loan over 30 months. My total monthly payments are €222.62.
The monthly cost of my credit is €32.63, and the total cost of financing is €978.76 over 30 months. The TEG (Global Effective Rate) is 12.65%.
Good to know :
- The capital contribution loan (up to €3,000 under conditions ) can complete my request for financing.
- I can repay my loan early without fees or penalties.
- The interest rate can be replaced by administration fees .
To help me manage my business on a daily basis, The Newbie accompanies me free of charge in my procedures and in my need for expertise. I discover the The Newbie support offer :
- “ I Become an Entrepreneur ”: a certifying training over one to two weeks to succeed in my business creation,
- business creation specialists , available by appointment,
- an hotline “ SOS Entrepreneurs” : available on 0 975 348 813 every afternoon from Monday to Friday,
- good plans negotiated with partners,
- appropriate professional insurance , at negotiated rates.
Let's meet up !
Every month The Newbie organizes workshops on business creation near you.
I would like to know the next business creation events near me.
We finance you
To buy a vehicle or pass my license
We support you in your activity
How it works ?
How it works ?
- Start my online project
- Take part in our workshops
- Participate in web conferences
- Training "I become an entrepreneur"
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