In the midst of recovery conditions and economic challenges in 2021, PT KSK Insurance Indonesia recorded positive business growth. This can be seen from the net profit, which increased 44.4% compared to the year 2020 (year on year/yoy). The growth in net profit was in line with the growth in gross premiums which also increased by 41.25% yoy. Gross premiums increased from Rp388.6 billion to Rp548.9 billion, while net profit was recorded at Rp12.13 billion from Rp8.4 billion.
President Director of PT KSK Insurance Indonesia Dato' Dr. Sharifuddin bin Abdul Wahab said, the significant growth obtained throughout 2021 was because the Company continued to innovate by launching programs and the performance of all employees was increasingly solid.
"Throughout last year, even though we were still in a pandemic condition, we still launched several KSK Care series programs, such as KSK Cares MV, KSK Cares for Home, KSK Cares for Health." Dato said in a press release to reporters Monday (6/6).
Finance Director of PT KSK Insurance Indonesia, Suharjo Lumbanraja said, the largest contribution was supported by Property Insurance at 33.86 percent and Motor Vehicle Insurance at 27.64 percent, followed by Health Insurance at 24.32% and Engineering Insurance at 6.56%. ,74% and Other Insurance 1,88%
“This year's biggest contribution is slightly different from previous years, because Property Insurance is higher than Motor Vehicle Insurance. So we assess that in 2021 the Covid-19 pandemic will decline, the growth of the industrial and commercial sectors will begin to increase," said Suharjo.
Suharjo added, the Company's assets also experienced significant growth, from previously recorded at Rp560 billion in 2020, to Rp722.7 billion at the end of 2021.
Meanwhile, Marketing Director of PT KSK Insurance Indonesia, Eny Handayani, said that Health Insurance contributes the top three to the Company's gross premium income because the Employee Health Insurance (KSK Prime Care) product offered by the Company is very attractive.
“KSK Prime Care guarantees and protects employees from various financial risks due to unexpected health problems. KSK Prime Care provides comprehensive protection for employees with benefits that can be tailored to the needs of the Company. In addition, KSK Prime Care can be used to provide treatment in Malaysia and Singapore," said Eny.
Eny added, the benefits offered by KSK Prime Care include: Inpatient, Outpatient, Dental Care, Pregnancy and Childbirth and Glasses that can be tailored to the needs of the Company.
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