Car Insurance or Car Insurance To Protect Your Vehicle From Various Risks.
In general, all vehicles, whether two-wheeled, three-wheeled, or four-wheeled, all have the risk of having an accident on the highway.
A friend who is a Senior Pilot for an airline said that flying an airplane is safer than riding a vehicle on the highway.
Based on data from the Korlantas Polri until the 32nd week of 2020 there have been 1,234 accidents, 210 fatalities, 181 serious injuries, 1,464 minor injuries, with a total loss of around 2.2 billion rupiah.
The number of traffic accidents on the highway is caused by:
1. No road signs
2. Potholes
3. No road markings
4. Lack of street lighting
5. Driver's obstructed view
6. Reckless driver
7. Driver under the influence of alcohol
8. Driver sleepy
9. The condition of the vehicle is not feasible, for example brake failure.
10. Railroad crossing without doors.
Accidents can occur due to one's own mistakes when driving on the highway, or due to the negligence of others.
Another risk is losing your favorite vehicle. We all know people can lose their vehicle in minutes, even if the vehicle is locked.
One way to minimize the risk of traffic accidents on the highway, is to buy a vehicle insurance policy, where the risk that can occur is transferred to the insurance company.
At this time, sales of vehicle insurance premiums, both car insurance or Car Insurance or Motor Vehicles, are sold online or online insurance marketplace.
You don't need to bother contacting insurance companies one by one, because you can get all the information in the online insurance marketplace, as a partner of well-known insurance companies.
Several online insurance marketplaces market car insurance products or Car Insurance.
1. weplus.com, Car Insurance
Weplus is an insurance digital platform that partners with more than 20 leading insurance companies, connecting insurance with customers.
Weplus provides various micro insurances as an extension of the insurance company, so you can apply for insurance purchases, then Weplus forwards it to the insurance company you choose.
One of the products offered by this online insurance marketplace is Car Insurance or car insurance.
Buying an insurance policy on Weplus is very easy.
- Download and install the Weplus app from playstore.
- Choose Car Insurance or car insurance
- Choose the year of production of your car
- Choose your car brand
- Choose your car series
- Click the little box if your car has accessories
- Choose your car's area plate
- Choose the type of insurance you want
- Comprehensive atau Total Lost Only
- Select Insurance duration, monthly or yearly.
- In addition, you can also choose to get additional protection, namely:
- Unrest
- Terrorism and Sabotage
- Earthquake
- Flood
In addition to the Driver, you can also apply for a Passenger Accident Premium for a choice of 10 million, 25 million, or 50 million rupiah.
Another additional premium is Third Party Liability for an option amount of 10 million, 25 million, or 50 million rupiah.
click Search button
Then you can sort the insurance companies by the lowest or highest premium.
Weplus charges an administration fee if you buy a car insurance policy or Car Insurance at Weplus.
2. cekpremi.com, Car Insurance
Cekpremi is an online-based insurance comparison platform, which can be used to find the protection they need by:
- Provide the best insurance information and recommendations that suit your needs.
- Helping you from the application process to filing a claim.
- You can find the best and cheapest car insurance information in the following ways:
- Enter the year your car was made.
- Enter your car type.
- Enter the area code of your car's number plate.
- Click the small box if the car you are looking for is not available.
- Enter your car brand
- Enter your car series
- Choose your car use, personal or commercial.
- Choose Insurance Type, Total Lost Only or Comprehensive.
- Click the Check Premiums button now
- You can report the incident no later than 2x24 hours after the incident.
- Prepare documents for insurance claim requirements such as:
- Driver's License or SIM
- Vehicle Number Certificate or STNK
- Photo of the car at the time of the traffic accident.
- And other requirements according to the premium benefits at the time of application.
Futuready is an insurance broker that has an official license from the Indonesian Financial Services Authority, and is part of the Dutch insurance company AEGON.
This insurance marketplace offers several types of insurance policies, including car insurance policies or Car Insurance.
To get a car insurance policy offer or Car Insurance, you must fill out an application form by filling in the car data, namely:
- Your car brand
- Model mobil
- The year of production of your car.
- car price
- Car number plate area code.
- Earthquake, Tsunami.
- Flood, Hurricane, Hurricane.
- Riots and Chaos
- Terrorism and Sabotage
- Driver's personal accident
- Passenger personal accident
- Authorized repair shop
MSIG online is part of an insurance company from Japan, namely PT. MSIG Indonesia, and is a member of the MS & AD insurance group.
One of the insurance products offered by this online platform is car insurance.
How to buy an insurance policy on this platform are:
- Choose the insurance guarantee you need, according to your needs.
- Pay your chosen insurance policy by credit card, online banking, and transfer via ATM.
- Receive insurance policies via your personal email.
- MSIG has a 24-hour claim service center, so it can serve you any time to submit a claim, and guide the next steps.
5. gardaoto.com, Car Insurance
Gardaoto is managed by Astra insurance, and is registered and under the supervision of the Indonesian Financial Services Authority.
Garda Oto Digital gives you the convenience of getting insurance, by using a smartphone or personal computer to visit the gardaoto.com site.
- Then select the Buy Now button
- Upload the completeness of personal data and other supporting equipment.
- Choose a payment method
- Determine your vehicle survey schedule by Garda Oto officers.
An insurance policy in the form of an e-policy will be sent to your email address within 1x24 hours after being approved, while a physical policy will be sent to a registered address, for example your home.
6. Mandiri AXA, Car Insurance
Mandiri AXA General Insurance is registered with the Indonesian Financial Services Authority under the name Motor Vehicle Insurance.
In addition to insurance, this company also provides towing services, replacement of lost cars, replacement of vehicle keys, to Third Party Liability.
How to buy a car insurance policy or Car Insurance at Mandiri AXA is as follows.
- Choose the insurance plan you want, Total Lost Only or Comprehensive.
- Select the area code of your car number plate.
- Choose your car brand
- Select the year of production of your car.
- Choose your car model.
- Select your car series.
- Select the start date of the policy period.
- Select Policy period end date.
- Read the Statement of Authority and Consent
Continue to follow the next guide.
Benefits of Car Insurance or Axa Mandiri car insurance.
- You can choose an authorized workshop.
- You get medical and ambulance services in case of an accident.
- You will get taxi transportation costs as long as your vehicle is under repair at the workshop.
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