BPJS Health is a social insurance owned by the Government of the Republic of Indonesia to guarantee its people from emergency situations or conditions related to health. This program can be enjoyed by all Indonesian people, not limited to gender or economic level. Well, for those of you who have not been registered in the BPJS Health program, here is a step-by-step way to register for BPJS Health both offline and online .
Before registering, you need to know several types of BPJS Health participation as follows.
1. Registration for Contribution Assistance Recipients (PBI)
Aimed at the poor, usually participants will be recorded by BPS (Central Statistics Agency) which will then be verified and validated by the Ministry of Social Affairs.
2. Registration for Participant Wage Recipient Workers (PPU)
Intended for employees who work in a business entity. Usually the entire process and costs are borne by the company.
3. Registration for Non-Wage Recipients (PBPU) and non-workers
Intended by individuals who register themselves and their families independently.
4. Registration of Non-Employees through Legal Entities
Usually this type of participant is a former retired BUMN registered by the company concerned.
BPJS classes
- Class III: Contribution/month/person: IDR 35,500
- Class II: Contribution/month/person: IDR 100,000
- Class I: Contribution/month/person: IDR 150,000
How to Register for BPJS Health Offline and Online
After knowing the types of BPJS membership, then there are three ways that can be taken to register:
Offline
Here's how to register BPJS Health offline by coming to the nearest branch office.
- Prepare the required documents (Photocopy of KK, KTP, passport photo 3×4)
- Prepare tuition fees (adjusted according to the selected class)
- Come to the nearest BPJS office
- Fill in the form provided by BPJS carefully
- After the form is filled in, you will be given an account number for you to make payments
- After making payment, provide proof of transfer and wait for the BPJS card to finish printing
Want to register hassle-free? Relax, because you can register for BPJS Health on the official BPJS Health website and follow the steps.
- Prepare the required files, email address, and an active mobile number
- Go to BPJS Health
- Select the Registration menu to create a new account
- Fill in the required data carefully, especially make sure the contents of personal data, family card number and mobile number entered are active ones
- Select the BPJS Health facility you want (select class).
- Upload your photo with a maximum size of 50kb
- Click the Next button to complete the family member data to be filled in, including the email address
- Make sure all the data has been filled correctly then click send email.
- BPJS will provide a virtual account number via the registered email
- Make payments through ATMs that have collaborated with BPJS Kesjatan or through bank tellers if you do not have an account at the bank and save proof of payment
- Your BPJS health is now active
- Print E-ID then laminate to keep the card from being damaged
Apart from going through the website, you can also install the JKN application on your smartphone. You can download the JKN application on the Google PlayStore for Android users or the AppStore for iOS users.
- Download and install the Mobile JKN application via the App Store or Play Store.
- Tap the “New participant registration” menu on the main page of Mobile JKN. The smartphone screen will display the terms and conditions page, click "Yes, agree" on the page.
- Enter the NIK KTP number, captcha code, then tap "Next". Your smartphone screen will display a list of family data and tap “Next”.
- Then, enter the personal data as recorded on the ID card and click "Next". Select health facilities (health facilities) and dental health facilities.
- Enter the email address (active) and click "Save". The JKN system will send a verification number via email.
- Open the email message and copy the verification number to Mobile JKN. Your smartphone screen will display the data of participants who have been successfully registered. You will receive a virtual account number via email.
- Make a dues payment according to the virtual account number. You can pay the fee via ATM, internet banking, or cash at banks, post offices, and merchants
- Choose a health facility or health facility that is closest to where you live
- Payment of monthly dues max 10th of every month
- Fines will only apply if you do hospitalization and are found to have unpaid arrears.
But of course you can't choose a doctor or hospital freely to get BPJS services. BPJS treatment is carried out through the selected health facility 1.
If needed, health facility 1 will refer to the referral hospital. So you are not free to decide which health facility you will seek treatment at, just by bringing your BPJS card.
For this reason, in some cases, additional private health insurance is also required. If you have more funds every month, it never hurts to buy individual health insurance premiums such as pure health insurance which provides more complete health facilities and covers medical expenses according to the premium you choose.
Of course, applying the methods above as well as buying additional health insurance is the right step in trying to maintain health and the risk of loss if it must be treated. You can find a wide selection of health insurance products to complete information at The Newbie.
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